M5 Financial is a mortgage broker/banker based out of San Diego, California. Founded in 2019 by principals with combined industry experience of over 70 years, the company boasts over 20 mortgage relationships and is licensed in multiple states.
M5 Financial originators have been ranked in the top 1% in the Country for 2019, 2020, 2021, and 2022 by Scotsman Guide and other key mortgage publications.
With multiple wholesale and correspondent banking relationships, M5 Financial gives its clients access to virtually every possible loan program. Due to its reputation, M5 Financial receives preferred pricing and service from its wholesale lending partners resulting in superior value and experience for its clients.
Want to join a leader in the industry?
Become a loan officer with M5 Financial today.
M5 Financial’s preferred wholesale lenders compete for our loan officers’ business by offering top-tier rate sheets and live pricing, so loan officers feel confident they’re securing their clients the most competitive rates in the industry.
In addition to receiving maximum compensation, loan officers seeking long-term financial security can open their own mortgage-banking branch and generate legacy income.
M5 Financial is not a call center, nor do we operate in the shadows of an online platform. We are a team of individuals who know that mortgage is a trust business. That’s why we rely on client referrals and on referral partners to create relationships, not simply to generate transactions.
As a broker and fiduciary, M5 Financial:
- Is always loyal to our clients, acting in good faith throughout the entire transaction
- Shops wholesale lenders for the lowest mortgage rate available
- Offers a diverse range of loan products with few to no overlays
- Ensures clients understand every detail about the home-loan process
- Embraces leading-edge technology to make the mortgage process simpler (for both our clients and loan officers)
We understand that all our loan officers and support staff are integral to our mutual success. Win, stumble, or dominate over the competition—we do it all as a team.
To help new loan officers transition onto our team seamlessly, M5 Financial offers individualized onboarding assistance, including:
- License-transfer guidance and informational resources
- Hardware, software, and app setup
- Warm partner introductions
- Direct access to underwriting and scenario desks
- Marketing support
Every minute of every day is an opportunity to evolve and grow. Grow our client base. Grow our team. Grow our influence in the industry.
M5 Financial is committed to being better today than we were yesterday. To fulfill this commitment, we consistently:
- Question the norm
- Take full responsibility for our actions
- Assess obstacles and refine our processes
- Convene our brain trust to identify innovative solutions
- Defy expectations
